Margaret Rose (Maggie)

Maggie is a Senior Associate in the firm's Banking, Finance and Fintech Practice Group. Maggie focuses her practice on commercial and corporate financings and has broad experience in acting for lenders and borrowers and advising leading banks and corporations in relation to secured and unsecured syndicated and bilateral banking facilities, corporate finance, project finance and restructuring work. Her most recent experience in this practice has spanned a wealth of sectors, including oil and gas, financial services (banking, insurance and fintech), tourism and travel, technology, aviation, healthcare and pharmaceuticals.

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Maggie also advises clients in numerous mergers, spin-offs and acquisition transactions across multiple industry sectors, including automotive, general trading, retail, manufacturing and FMCG. She deploys this combination of transactional and advisory skills to help leading financial institutions, investors, and corporates execute some of their most high-value deals and solve some of their most complex financial problems.

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Among her notable mandates, she advised Sumitomo Mitsui Trust Bank on the provision of multiple financing facilities in the amount of USD 30 million in total to an Indonesian State-Owned Enterprise for the borrower's supply chain and international trade activities. She also counseled PT Bank Mandiri (Persero) Tbk on the extension of corporate loans to various institutional borrowers in aviation, automotive and manufacturing industries, and acted for PT CIMB Niaga Tbk on sharia financings and the transfer of receivables for loan restructuring to several construction and manufacturing companies.

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Selected strategic M&A representations on which Maggie has worked include the merger between PT Reasuransi Indonesia Utama and PT Reasuransi Umum Indonesia where she advised the former on this corporate action that involved extensive legal due diligence work, deal structuring and preparation of comprehensive transaction documents; and also the acquisition of Indonesian entities engaged in the rubber processing industry by the client, DRB-Hicom Berhad, a Malaysian automotive company that engages in the manufacturing of vehicles, including Malaysia's national car, Proton.

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In other noteworthy projects and deals in the financial services sector, Maggie assisted the Central Bank of Indonesia (Bank Indonesia) on the launching of Bank Indonesia's National Payment Gateway, and also assisted CRIF, a global company specializing in credit bureau and business information systems and analytics on the acquisition of an Indonesian company in connection with the establishment of its Indonesian credit bureau business. She also advised PT Maybank Indonesia Tbk and PT OCBC NISP Tbk in relation to their spin-off plans, including the relevant regulatory compliance elements therein.

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Maggie regularly collaborates with international law firms in various mandates and advisory matters, demonstrating her superior skills in executing cross-border work within a cross-practice team of domestic and foreign lawyers. She teamed up with Clifford Chance (London) in advising Siemens, Informa and Standard Chartered Bank on various employment, general corporate and compliance matters. She also collaborated with Watson Farley & Williams (Australia) in a diverse range of regulatory compliance and advisory matters, such as, among others, advising Agoda, a major Singapore-based online travel agency, on the legal and regulatory aspects including personal data protection compliance for its travel package services deployment in Indonesia.

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Maggie is acknowledged for her considerable technical expertise, commercial perspective and level-headed advice to help clients achieve practical outcomes in the most challenging business environments. She is an expert at managing the range of different stakeholders with conflicting interests, finding workable answers by building consensus, where possible.

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